30.12.2024
The Best Of 2024
It was rock'n'roll in 2024! Let's look back at some key events.
17.12.2024
Boost Your Bonus: Creative Ideas for Using It
Need a hand to spend your annual premium? We're here for you!
04.12.2024
Excellence in Private Credit: Discover our new website!
Our new website will be launched soon highlighting our core business, excellence in personal credit.
18.11.2024
2025: A promising year for your portfolio?
Inflation, your mortgage rate, your health premiums... These are all factors that will determine your purchasing power in 2025.
21.08.2024
Navigate the world of credit with confidence: Avoid the pitfalls of misleading offers!
Scams, unexpected costs, abusive conditions... We explain how to choose the right partner for your loan.
10.07.2024
What are the risks in the event of an unpaid loan?
Not repaying your monthly loan payments is fraught with consequences. The key word is "anticipation".
12.06.2024
Open Banking: A revolution for your personal loan application
Open banking allows us to better serve you in your credit application. But what exactly is it?
14.05.2024
What banks check first when applying for a loan
Before validating your credit, banks follow a rigorous process of verifying your data. Here's how.
15.04.2024
Milenia reaches the $500 million mark in financing
More than a financial milestone, it is above all a recognition of the quality and personalization of our services. Thank you for your trust!
20.03.2024
The Certo! One Mastercard® by Milenia ! A free credit card with a bunch of perks!
In the jungle of credit cards, you might as well aim for simplicity and clarity; values dear to Milenia. That's good, get yours by making your request to your personal advisor. It's free!
05.03.2024
How much does your loan cost?
Repayment of the loan, payment of interest... We explain your payment plan to see the total cost.
19.02.2024
A first in Switzerland: your 100% digital loan!
For the first time, live the experience of a fully digitized online loan, from the submission of your application to the signing of the contract and the payment of your money.
06.02.2024
Years go by, but the topic of interest rates remains topical. What about in 2024?
We take a look at the issue of rates for consumer credit and your mortgage.
22.01.2024
Crédits conseils. Your financing project is in good hands.
Today, Crédits Conseils is part of a group that is the leading brokerage player in Switzerland. While benefiting from the most competitive borrowing rates in the sector, Crédits Conseils' clients continue to benefit from know-how and a responsible approach.
27.12.2023
The "Best Of" of 2023
Surprises, sometimes good and sometimes bad, advice, always wise and information relevant to your investments have punctuated the news flow in 2023. Here's a summary!
28.11.2023
A new data protection law further protects citizens in Switzerland.
The use of your data for commercial purposes is only increasing. The nFADP adapts and evolves to regulate these practices in order to better protect your interests.
17.10.2023
The right credit to satisfy a new generation of young customers.
The demand for financing services has changed, the generation of the last 20-30 years has new expectations and we have had to adapt to stay in the game. The economic world has also evolved thanks to new technological tools and the adoption of new laws that better protect the borrower and regulate t
17.10.2023
My house is costing me more than I expected. What should I do?
Buying a property can raise some financial problems. Once you're in your apartment or house, it's sometimes difficult to deal with the unexpected. A home loan can be a solution.
22.08.2023
A strong Swiss franc and falling property prices abroad. An opportunity to invest?
The figures show two undisputed trends: the euro is falling, the franc is strong and property prices in France have stagnated or even fallen in recent months. By doing the right math and opting for a loan, the conditions seem to be right to get a good deal.
25.07.2023
Milenia credit platform. Our values. Our evolution.
We've come a long way since our beginnings... The merger with Credaris and the acquisition of various brokers make Milenia a key player in the credit sector. And yet, one constant accompanies our teams at every stage of our growth: our values.
11.07.2023
Everything you need to know about the ZEK
The world of credit includes a series of acronyms relating to processes, laws, partners, etc. One of the most important is ZEK. It is a central credit information system. Without positive data related to your profile, granting credit becomes impossible.
26.06.2023
Consumer credit. Mistrust or trust?
Credit can be scary. Let's separate the truth from the falsehood.
13.06.2023
Your credit. Frequently Asked Questions.
Applying for a loan brings its share of questions. Our team has the answers.
31.05.2023
Your credit. Made in Switzerland.
Let's take a look at the specificities of credit in Switzerland and an overview of borrowing and payment practices in Europe.
17.05.2023
Milenia is recognized as a Best Workplace©!
2 certifications in a row for Milenia in Great Place To Work, plus we are improving our score. The icing on the cake is that we are considered the Best Workplace© in Switzerland!
05.05.2023
Things always come in threes! The Credaris Group continues to consolidate its credit market in Switzerland.
With the acquisition of Crédit Conseils, the Credaris Group further consolidates its position as the undisputed leader in the personal loan sector.
17.04.2023
Are you a cross-border commuter? Do you need a loan?
Personal credit for cross-border workers. We answer your questions.
04.04.2023
When a Silicon Valley bank topples Credit Suisse.
From a Californian crisis in Zürich. How did we get here?
07.03.2023
How do you calculate your borrowing capacity?
Your borrowing capacity is intrinsically linked to a maximum debt ratio. Let us explain.
20.02.2023
The skills needed to be a credit counsellor.
The job of a credit counsellor requires a range of skills. Thanks to these, your customers benefit from sound advice when they take out a personal loan.
06.02.2023
I buy now and pay later. Good deal or not?
A new method of deferred payment is winning over young consumers. Simple in its approach, this trendy model is nevertheless risky and even irresponsible.
23.01.2023
Take out a loan. When, why, how?
Whatever your project, a personal loan can be the solution. Sometimes misperceived, this form of financing is nevertheless fast, secure and flexible.
10.01.2023
Which financial institutions grant loans? What choice should you make? We go through the options menu with you.
There are many financial institutions that offer financing solutions. We explain the differences and how to choose the right offer.
22.12.2022
The best of the blog 2022!
Acronyms, slogans and other barbaric terms contribute to a common thread that runs through our articles published this year. This common thread is protection.
12.12.2022
Rising interest rates. Roller coaster in sight!
What is the origin of the rise in interest rates? What does this mean for you? Decryption.
15.11.2022
Black Friday, Cyber Monday, Single Day... There are days when it's better to hide your wallet!
Created in the United States, Black Friday has slowly but surely become a reference for shopping enthusiasts around the world. Decryption.
01.11.2022
Over-indebtedness; This is a cause for concern, but there are solutions!
An accumulation of personal debts leading to over-indebtedness can quickly become a vicious circle, but there are simple steps you can take to get out of it.
17.10.2022
Price inflation. Inflation of your credit too?
The economic world has been experiencing severe turbulence for some time. The Covid crisis, the supply chain that is still struggling, a war, soaring prices... How does this impact your credits?
03.10.2022
Your new Maestro debit card. Good news or bad news?
Your bank now offers a Maestro debit card. Why this change? What are the advantages of this new card that replaces your old Maestro?
05.09.2022
Scams to avoid when taking out a loan.
Cases of fraud, false invoices, unjustified expenses... Illegal acts in the personal loan industry are legion but preventable.
23.08.2022
You can't get a personal loan in Switzerland. Foreigners as an alternative? It's not the right question to ask yourself and we'll explain why.
When you get a rejection on a credit application, it can be frustrating. It could be that your project is blocked or that you can't get out of debt... Is applying for a loan in France for example or online on a foreign platform a solution? No. First, you need to ask yourself the right questions.
09.08.2022
How do I borrow money in Switzerland?
Depending on the type of purchase, there are various solutions available to you. From the simple procedure with a loved one to the signing of a credit agreement, let's review the different options as well as their advantages and disadvantages.
03.08.2022
Taking out a loan for the purchase of a property abroad. Quite a program!
Taking out a mortgage in Switzerland is no easy feat. What do you need to consider when buying a property abroad and is it possible to finance it in Switzerland?
27.07.2022
Cut back on your expenses and save money. Here are our tips!
Think of your expenses in the form of a bonsai tree, a hedge or a plane tree. The better your size, the better your budget is controlled. Here are some tips.
12.07.2022
FEMSA and Valora join forces.
These names may not mean much to you. What do these signs represent? What are the consequences of this merger? Let us explain.
23.06.2022
Milenia and credaris join forces to create a credit giant in Switzerland.
The merger of the two flagship financing platforms, in German-speaking and French-speaking Switzerland, has been confirmed. What will change? Why is this good news?
09.05.2022
Interview with Dominique Loparco: When enthusiasm and perseverance overcome the effects of an invisible disability.
A touching and sincere interview with our colleague Dominique, who was struck down by an extremely rare disease and who, by dint of tenacity and the support of his loved ones, was able to rise above the constraints imposed by his disability.
27.04.2022
Do you need a personal loan? What guarantees will need to be provided?
You may not have the collateral you need to obtain consumer credit. Is this really a concern? How to do it?
11.04.2022
Cinema for all! A moment of sharing not to be missed under any circumstances!
In partnership with actors from the world of cinema, the latest of Milenia's collaborative projects is about to see the light of day. We are proud to present this initiative for people who are hard of hearing and deaf.
28.03.2022
Fraudulent acts and organized financial scams. Is your bank affected? And you?
We shed light on the various illegal practices that threaten Swiss financial institutions. Be careful, you are concerned too.
01.03.2022
How to buy or refinance your loan and benefit from better terms.
Are you hesitating to pay off your credit? Would you like to transfer your loan to another bank? It's possible and it can be to your advantage if you do it right and on time.
07.02.2022
Data Protection. What's changing in 2022?
A new law will come into force in 2022. It aims to further protect your sensitive data. We'll explain what's going to change.
30.01.2022
Great things happen when people communicate well! This is the credo of Atolo, our partner that we are pleased to introduce to you.
Much more than a service provider, Atolo has become a partner of choice for Milenia. We present to you this company that is atypical in its approach and vision.
24.01.2022
Your online purchases. Our tips for a secure transaction.
Nothing could be simpler than completing a purchase on an online platform. It's convenient and fast. Be careful, however, to take the necessary precautions to avoid the nightmare.
20.01.2022
Direct store credit or consumer credit? There's no photo!
Beware of the so-called advantageous offers of some major brands. Often, a simple consumer loan is more reasonable, more flexible and much cheaper.
17.01.2022
ompare credit offers. It has to be prepared, it has to be done calmly and it has to make sense.
When it comes to your money and a contractual commitment, there's no need to rush. Here are some tips to help you make the right choice.
10.01.2022
Technology at the service of the user experience.
As a financing platform, Milenia works every day to continuously improve your user experience. Technology is an essential part of this dynamic.
27.12.2021
Happy Holidays, Happy New Year and thank you!
After a record-breaking year for Milenia, we want to turn to the essential: you. The whole team wishes you wonderful family holidays and thanks you for the trust you have shown!
19.12.2021
We are Milenia! A freeze frame of the leading financing platform in Switzerland.
Let's take a closer look at the recipe for Milenia's success, which has become, in just a few years, a reference in the world of credit.
13.12.2021
Your Christmas shopping. 5 good reasons to plan.
The end-of-year festivities are an opportunity to celebrate, celebrate and share. However, buying gifts is not necessarily a moment appreciated by everyone. We advise you to plan in advance.
05.12.2021
Apply for credit. Myths and reality.
Credit sometimes gets a bad rap. Between myths and realities, let's take the time to analyze things objectively.
02.12.2021
Front is making the event. We were there!
The unicorn organized a round table at its Paris headquarters. This is an opportunity to discover its solutions and to look at how to make the customer experience even more efficient.
21.11.2021
You're buying a vehicle. Leasing or credit? There’s no comparison.
In nine arguments, we explain the undeniable advantages of credit compared to leasing when you buy your car.
16.11.2021
Debit cards. Mr. Price negotiated a reduction in the cost of use in favor of merchants. Here are the reasons for this agreement.
Launched in response to the impact of the Coronavirus on online shopping, debit cards were quickly criticized for the rates applied to merchants offering this payment solution to their customers. An agreement with the suppliers was recently reached.
08.11.2021
Big brother is watching.
You have a late payment, a dispute with your bank, a refused credit card, lawsuits, you move often... Everything is considered when determining your credit score.
01.11.2021
Your credit application and the impact of the ZEK
When your loan application is analysed, the ZEK Credit Information Centre plays a decisive role in its acceptance. Let us explain.
25.10.2021
SME credit or how to diversify your loans.
The SME loan offers you an alternative to your traditional bank loans. We'll explain why this solution often makes sense.
17.10.2021
Everything you need to know about ZEK
As Switzerland's central credit information agency, ZEK is now a key player in the credit landscape. We explain why and how it affects you.
11.10.2021
Milenia : a great place to work!
Milenia is certified as a Great Place to Work®. Its corporate culture and the quality of its working environment are now recognised by the leading certification body in Switzerland. How did we get here? Let us explain.
26.09.2021
The firm lebonpilier.ch: your risk analyst for your pension provision.
Retirement is an important topic in view of the reforms that the Confederation wants to put in place. We present you with lebonpilier.ch who will advise you wisely on the solution that best suits you.
15.09.2021
Solvable: The solution to your debt
Solvable is one of Milenia's trusted partners. We are pleased to introduce you to this company that has become a reference in terms of debt reduction.
07.09.2021
Our values at your service.
Milenia was founded on a foundation of values. More than just slogans, convictions that guide each of our decisions, each of our actions.
31.08.2021
Your credit. It's Milenia.
Why choose Milenia as your trusted partner for your financing? Let us explain.
24.08.2021
Milenia: the Swiss financing platform.
In the beginning, they were 3. Founded four years ago, Milenia is now the leading Swiss financing platform with a team of 17 people.
14.08.2021
Takeover of your credit. Pros and cons.
Restructure your debt by transferring your credit to another bank; It's possible. We explain why, how and what to avoid.
08.08.2021
The new debit cards. Freedom for some, excessive cost for others.
Whether you are a large company, an SME or a simple consumer, the impact of the pricing policy related to the new debit cards is a matter of debate. Let us explain.
26.07.2021
Unscrupulous credit providers. How can they be avoided? Let us explain.
Hidden fees, scams, dubious promises, theft; How to find the right partners in a market that includes malicious vendors.
14.07.2021
Everything you need to know about online identification and your digital signature.
Online identification... Between video chat, digital signature, security and credit... It's not easy to find your way around. Let us explain.
05.07.2021
What happens after you submit your credit application? Let us explain.
As is often the case when it comes to money, the question of trust arises. How do you ensure that all parties involved are on board? Let us explain.
28.06.2021
Your credit application. How to set up your file simply and easily.
Paperwork... No one wants to spend time on it. That's why we offer you a quick and simple method to put together your file. Without compromising on quality, which is a guarantee of obtaining your credit.
21.06.2021
Your credit. Everything you need to know.
Personal credit, consumer credit, personal credit... Sometimes it's hard to tell the difference. Let us explain.
08.06.2021
A personalized service for the financing of your projects. More than just words, deeds!
All companies promise a personalized experience. Few succeed. Between promises and deeds, Milenia has clearly made her choice.
26.05.2021
Milenia reaches the 200 million mark!
More than a success story in French-speaking Switzerland, Milenia is first and foremost a team dedicated to the realization of your projects. It makes us proud, but let's also be proud of our results; CHF 200,000,000 worth of projects funded in 4 years, it's still worth celebrating too.
05.05.2021
bob finance & PostFinance join forces in private lending: we explain
The two institutions are now partners in the provision of private loans. Let's take a closer look at the players in this partnership and the proposed conditions.
29.04.2021
The pandemic and private credit did not mix well in 2020. And yet...
According to Michael Kuhn of Comparis, demand for private credit fell as soon as the first semi-lockdown began. But is this the case for all players? And what are the forecasts following the announced relaxations?
16.04.2021
Electronic identity: a blessing in disguise?
Electronic identity (eID) is a hot topic in Switzerland. It would allow for online identification and would be useful for making purchases or obtaining services.
06.04.2021
Each project has its own credit.
Your life is made up of opportunities and projects. Financing these can sometimes be tedious. How can you achieve your ambitions in a simple, fast and transparent way? Let's take a look at who credit is an ideal solution for!
06.02.2021
The Merulla agency. The tailor-made insurance consultancy.
Whether you are a private individual or a company, you can count on the sound advice and experience of a multidisciplinary team for all your insurance and tax files. Meet Merulla, Milenia's partner agency.
14.12.2020
Milenia commits to planting trees with ReforestAction
This year, Milenia is getting a little more involved in the ecological cause thanks to the help of ReforestAction. Find out what their goals are in reforestation, and how we can contribute to their intentions.
14.12.2020
1000 flavours, your online delicatessen
1000saveurs.ch is a small team of passionate foodies from Iran, Switzerland and Italy. Their goal is to make you discover and share the flavors of the best products from these three countries but also from all over the world.
03.12.2020
Le what is cashback?
Lately, more and more credit card providers are offering Cashback. Is it as revolutionary as it is claimed?
05.11.2020
The solution to becoming solvent again – ZEKA VISTA
It may happen that you have had negative information in the past, paid lawsuits, codes for a blocked credit card, etc. This data remains recorded, sometimes for several years, and can be detrimental to you, even if it is paid or paid. How do I become solvent again? We'll explain everything to you.
09.10.2020
Residual value, what you need to know
Residual value is the definition of the value of an asset when its amortization period ends. This residual value corresponds to the estimated value of the asset (usually a vehicle) at the end of a lease contract. We'll explain everything to you.
17.09.2020
Crédit refused? What should I do?
You may have applied for credit and been denied. What are the reasons for this and how to get it?
21.08.2020
Apple Card: Pros and Cons
The Apple card has been available since August 2019, currently in the testing phase only in the United States. It is a credit card in partnership with Goldman Sachs and whose arrival on the market is causing some small emulation in the financial sector.
06.07.2020
Is debt a taboo in Switzerland?
Talking about a subject like money and money is still a taboo subject in Switzerland. Many people simply don't dare to talk about it because of the general situation in our country and the way others look at it. Here are some tips on how to approach the subject and our solutions.
19.06.2020
Personal bankruptcy
In Switzerland, there is an option for indebted individuals and companies, called bankruptcy. However, there are a few specific conditions that must be met in order to use it. In this article, we go into detail about this option, its advantages and disadvantages.
08.02.2020
Revolut, the card revolution
Revolut: Discover the card revolution and its benefits for users worldwide.
28.01.2020
Debt collection and credit in Switzerland
Debt collection and credit in Switzerland: Learn the key factors to manage your financial obligations.
20.11.2019
Make a loan for a personal project
Find out how to secure a loan for a personal project and achieve your goals effectively.
13.11.2019
Achat a vehicle, leasing or credit?
Leasing, credit, or purchase: Learn which option is best when acquiring a vehicle in Switzerland.
11.10.2019
Différences between the debt collection office, the ZEK and the Crif
Discover the differences between the Debt Collection Office, the ZEK, and the CRIF in Switzerland.
21.08.2019
Everything you need to know about prosecutions in Switzerland
Everything you need to know about prosecutions in Switzerland and how to navigate the legal process.
02.08.2019
Health insurance, the 2nd leading cause of debt in Switzerland.
Discover why health insurance is the second leading cause of debt in Switzerland. Learn about financial risks and tips to manage your insurance effectively.
04.04.2019
How do i know if i'm on file and how can i fix it ?
Learn how to check if you're on file and what steps you can take to correct it in Switzerland.
20.03.2019
What Front thinks of Milenia
Find out what Front thinks about Milenia and their opinions on the provided services.
25.09.2018
The influence of zek codes on your credit applications
Understand the impact of ZEK codes on your credit applications and how to optimize your chances.Loan illustration: loan of CHF 10'000. Effective annual interests rates between 4.9% and 10.95% over a 12 month period lead to total interests of between CHF 261.80 and CHF 615.20. Duration: 6-120 months; Maximum annual interest rate (including all loan handling costs) 10.95%. Loans approval are prohibited if they lead to excess debt for the consumer. (Art. 3 LCD)