With the acquisition of Crédit Conseils, the Credaris Group further consolidates its position as the undisputed leader in the personal loan sector.
Let's go back...
2014: Credaris is founded as an integral part of the Comparis Group . Credaris becomes the largest credit intermediary in Switzerland. The company is based in Zürich.
Early 2022: Credaris' management buys the company and a few months later, it takes over Milenia SA, the leading credit company in French-speaking Switzerland. This merger consolidates Credaris' leading position in the sector at the national level. Cashmoney Swiss AG was also taken over at the same time.
These acquisitions enable Credaris to cover the entire Swiss territory. It has a team of around a hundred employees spread over Zürich, Lausanne and Olten.
CHF 500,000,000. This is the sum of the loans granted each year. The growth is continuous.
Today!
We used to say "never two without three"; After Milenia SA and Cashmoney Swiss AG,Crédits Conseils SA has now become part of the group.
Indeed, Credaris acquires Crédits Conseils by acquiring 100% of its shares. The consolidation, which has been carried out since 2022, continues under the impetus and support of Brera Partners., partenaire stratégique du management de Credaris
All this in the space of a year.
The head office of Crédits Conseils is located in Versoix, in the canton of Geneva. The director, Iohan Colarusso and his partner, David Jurgens, have been active in the credit field for more than 18 years.
It is therefore an acquisition that reflects the proven experience of a team of experts serving a mature and well-developed Geneva market.
Iohan Colarusso will remain CEO of Crédits Conseils. To ensure a smooth integration, he is now under the direct responsibility of Jérémie Monney, the director of Milenia
"There is strength in numbers." It is precisely this belief that is at the root of Credaris' consolidation strategy in Switzerland.
Above all, it offers private customers the opportunity to benefit from attractive conditions and an unparalleled quality of service.
And tomorrow?
The floor is now open to the actors concerned:
"We see in Switzerland the need to consolidate the small-scale credit brokerage market, mainly due to the need for investment in technology and a challenging interest rate environment. We want to play a leadership role in this area.
We also want to offer a high level of service throughout Switzerland.
The best way to achieve this is to combine modern technologies with a local approach and customer proximity. We are aware that a sensitive approach to language and culture is particularly important for a very personal request such as personal loans. Joining forces with Crédits Conseils creates the best conditions for this.
I would like to thank Iohan, David and their competent team for their trust and look forward to our collaboration.
Our goal is to contribute to the development of our sector. This requires technology investments and appropriate scales. Above all, it is the customers who benefit from this."
Marc Hallauer – CEO Credaris
"I am delighted with the new opportunities offered by the merger with the Credaris Group. This will allow us to offer new perspectives to our clients and employees and to continue the success story of Crédits Conseils under new auspices."
Iohan Colarusso – Director of Credit Consulting
"I've known Iohan for over 15 years. Our working relationship has always been based on mutual trust. Being able to join forces is an opportunity for our employees and for our customers. With the acquisition of Crédits Conseils, we are strengthening our position as a leader in private credit brokerage in French-speaking Switzerland."
Jérémie Monney – CEO of Milenia
And you?
Consolidation, takeovers, management buy-outs, takeovers, mergers, strategies and investments... All of this only makes sense if you, the end customer, benefit from the benefits that come with it.
And it is!
In a market where interest rates are tight, in an environment that must be responsible, transparent and concerned about the well-being of its customers... It is essential to be able to count on unparalleled expertise and solutions that can be adapted to your needs. Tailor-made service must become the norm.
When you are looking for a borrowing solution that truly respects your financial means and conditions that are responsible and reasonable, you don't have to look far when the Credaris Group and its independent entities offer the largest network of banking partners and a multilingual service that covers the entire territory.
Why do it any other way when you have access to the best in credit?
That's not all!
Would you like to take out loss of earnings insurance? It's possible at Milenia.
Would you like a credit card with no annual fee? It's possible at Milenia.
Do you want to clean up your credit history and make sure that your saved personal information is correct and justified? It's possible with Milenia.
Do you need financing to renovate, travel, study, invest, please, exchange vows or simply pay a few open bills...? This is also possible with Milenia.
The issue of technology was discussed and explained, among other things, the need to bring together forces and companies to serve you even better. With Milenia, you can already benefit from state-of-the-art technology.
Sending digital documents? It's possible at Milenia.
A response within 24 hours? It's possible at Milenia.
Access to your credit database? Milenia has access to it.
The essential operations adapted to facilitate the creation of your file remotely? It's planned with Milenia.
Simulate your credit, browse our blog, read the reviews of our loyal customers, access an independent quality scoring platform... All of this is possible with Milenia.
Final Words
Humans.
We are proud to be part of a dynamic group and we look to the future with serenity and confidence.
However, whatever the financial manoeuvres and development strategies, we are fundamentally a company on a human scale. Our core values are non-negotiable and we are committed to delivering on all of our commitments to our loyal customers.
These convictions underpin the day-to-day approach of our teams.
Thank you for your trust. Let's keep moving forward together!
