Photo of Milenia employees in the new offices at the Conversions.
07.09.2021

Our values at your service.

Milenia was founded on a foundation of values. More than just slogans, convictions that guide each of our decisions, each of our actions. 

 

Our values in a nutshell.

Simplicity

Responsibility

Clarity

Quality

 

Our values in a nutshell.

The beauty of an action lies in its simplicity. We firmly believe in this.

Assume responsibility, be professional, make a personal commitment to support you, our client. This is our core business.

Let us speak truthfully, let us speak clearly. It's the least you can do in a relationship of trust.

Quality  is a state of mind, a result to be achieved, a service to be guaranteed.

 

Our values explained.

Every solution, every tool, every platform ; everything is designed to make your life easier. In a sometimes complex world, the value of simplicity has a very special resonance.

Accountability is a mindset that permeates all of our interactions. This increased sense of responsibility reinforces our legitimacy and therefore our recognition by you and our partners. This value is central to all the decisions we make.

Having clear communication reflects mastery of our subject. As credit experts, we know how to advise you. We understand the specificities of the sector. So we speak clearly, we explain things simply, we are responsible in our advice. You are the first beneficiary.

The choice to take out a loan, an insurance or a credit card requires an indisputable quality of service. From the first simulation on our financing platform to the payment of the borrowed amount, your experience is qualitative from start to finish.

 

Our values at your service. Examples.

Simplicity: 

On our platform, depending on the desired service, via an icon, you can access the following solutions in just two to five clicks maximum:

 

 

How long does it take to complete a personal loan simulation with amount and duration as well as the submission of all my contact details, financial data, marital status and a request for an offer? 

Less than 60 seconds. And we're broad.

Responsibility: You are in good hands. Not only do we apply the legal guidelines on consumer loans to the letter, but we go further in the analysis of the files submitted. What for? Because it's the responsible thing to do. Our mission at Milenia is to improve the lives of our customers. We achieve this because we don't cut corners, because we want to protect your interests as well as those of our partners.

In concrete terms, we apply a '4 eyes' method internally. Each case is dealt with quickly but thoroughly by two experts. Yours and his buddy. When we are satisfied with the quality of the file, it is then forwarded to one of our partner banks. They review all the documents in the file again. Your projects will be carried out with Milenia, in a simple, fast and responsible way.

Clarity: You will interact with experts who speak your mother tongue, who know the business like the back of their hand and who apply a proven and reliable methodology for processing your file. No blurring, no missing information, everything is communicated clearly.

Would you like to have more information for a better understanding of the world of credit? Your advisor is there for you, but you can easily access a multitude of articles on our blog on your own. By doing a simple search, you will have content that is targeted, transparent, reliable and... Clear.

Quality: An indispensable feature of our service. When you benefit from a customer experience based on actions made simple to undertake, when you can trust your interlocutor and  when the flow of information is clear and transparent, quality of service is a natural consequence.

We firmly believe in this and remain attentive to our customers to ensure constant progress in the quality of our tools and advice. They express themselves in their testimonials, which you can browse on our website.

 

And now?

Make your dreams come true, make your plans come true. We'll be by your side every step of the way. 

Simply, responsibly, by advising you with clarity to offer you a personalized solution of the highest quality.

 

 



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09.01.2024
Telecommuting: flop or not?

Since the Covid pandemic, companies have multiplied remote working methods. The most widely used is telecommuting. Two years later, has this method been successful?

 

Let's take a step back

During the lockdown, the world of work experienced a real shift.

Companies had to adapt and various means were put in place to ensure the continuity of services, sales, and the very functioning of the organization.

Do you remember?

The famous cardboard box filled with a computer, a mouse and a screen that the employees took home...

We somehow settled down somewhere in our apartment or our house.

The less fortunate had to sit on an old table at the back of their bedroom.

Children screamed in the background and parents had to juggle their work responsibilities with those of being a mother or father.

Ah... What wonderful memories!

In addition, the schedules became confused. There was no beginning and no end. We were already connected before, but now the workplace had invited itself into our home, into the family, into our home.

However, not everything had to be thrown away.

The doctor's appointment, the receipt of the Zalando package, the visit of the plumber... What required us to take time off or organize ourselves differently simply fit into his work schedule, on site.

Above all, no more time wasted on the road or on the train. We earned two hours of our living every day. That's no small feat...

We weren't the only ones. Hundreds of millions of people around the world, by obligation or freely, switched to this new way of working.

It was necessary to put in place state-of-the-art technological and IT infrastructures to enable more secure virtual exchanges of information via videoconferencing or e-mail.

It was necessary to set up a teleworking policy to give directives on working hours, the availability of employees and managers so as not to be too intrusive in private life.

Finally, regular reviews were required to assess the effectiveness of telework policies and gather feedback from employees.

The big winners? Zoom, Teams, Skype, Webex... It was a good time and the number of users exploded

 

Video conferencing platforms

In order to establish clear and effective communication channels, it is necessary to have instant messaging and video conferencing tools to maintain smooth communication between team members. This transition is being made by different players who bring specificities specific to each sector.

You may have seen that.

Some companies will use the Zoom platform, which allows simple video conferences with a discussion thread, which is easy to use and not very connected to other services.

Others will use Microsoft Teams or Webex, which offer more integrated and secure business solutions.

Skype and Google Meet round out the market leaders, at least in Europe.

 

And what about employers?

The main fear of some employers during this pandemic?

Decreased productivity.

The prevailing thought was that employees, less supervised than before, would work less given this new organizational freedom.

The endless breaks, the last-minute shopping, the Netflix binging...

We're not going to lie, the majority of teleworkers have taken advantage of this to better combine professional and personal needs.

There have been many productivity studies, too many to mention here.

In the end, productivity dropped slightly on average, but this varied enormously depending on the functions and responsibilities.

Profiles whose tasks were recurrent completed their work more quickly and, not needing to do more, to take advantage of the time available to go about their personal business.

Others worked even harder, especially early in the morning, late at night, or on weekends.

Where some managers suffered from a lack of supervision (monitoring?) of their teams; Some employees did not take well to the distance, the lack of clarity on the establishment of rules... All of them missed interpersonal relationships and this may have impacted the corporate culture and sense of well-being.

In conclusion, there is neither one statistic valid for everyone nor a representative feeling of all employers and employees. However, there is no doubt that the world of work has changed and the effects continue today.

 

Exactly. And today?

Companies are adapting to the demands of employees, especially young people entering the workforce.

They demand flexibility, adapted schedules and, yes, telecommuting.

In Switzerland, the job market is in favour of job applicants. Companies must therefore remain attractive and take these demands into account.

Companies are implementing hybrid work modes that allow the employee more time to work from home but require them to be present for a certain number of days in the office. Again, there is no single rule.

Some organizations simply refuse the principle of remote work.

Others impose a fixed day of attendance.

Some leave the choice to their teams.

One thing is for sure, remote work is here to stay, in one form or another.

More than controlling productivity, more than managing teams and workloads, the real challenge is to keep the links between employees, to ensure proximity between managers and their teams.

Finding a balance between the attractiveness of the employer brand, individual well-being and the needs of the company; This is where the effort must be directed for the future.

 

At work and at home, Milenia is always available

Accessing credit through our financing platform has never been easier.

Everything is within your reach, with customization according to your projects, we accompany you from start to finish so that your projects can see the light of day.

For your personal loan, we offer the best market conditions with 0 application fees. Everything is designed to make your life easier.

Your loan application can be done entirely remotely, with support from your personal advisor or both at the same time.

The flexibility, adaptability, personalization of your offer... All of this is embedded in our approach and services.

As the leading credit player in Switzerland, place your trust in us so that your personal dreams and projects come true.

 

 

 

 

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Great things happen when people communicate well! This is the credo of Atolo, our partner that we are pleased to introduce to you.

Much more than a service provider, Atolo has become a partner of choice for Milenia. We present to you this company that is atypical in its approach and vision.

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Your online purchases. Our tips for a secure transaction.

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Technology at the service of the user experience.

As a financing platform, Milenia works every day to continuously improve your user experience. Technology is an essential part of this dynamic.

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Interview with Dominique Loparco: When enthusiasm and perseverance overcome the effects of an invisible disability.

Touching and sincere interview with our colleague Dominique, who was struck by an extremely rare disease and who, by dint of tenacity and the support of his loved ones, was able to overcome the constraints imposed by his disability. 

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Loan illustration: loan of CHF 10'000. Effective annual interests rates between 4.9% and 11.95% over a 12 month period lead to total interests of between CHF 261.80 and CHF 624.80. Duration: 6-120 months; Maximum annual interest rate (including all loan handling costs) 11.95%. Loans approval are prohibited if they lead to excess debt for the consumer. (Art. 3 LCD)

 

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