20.11.2019

Make a loan for a personal project

Do you have a project, but you don't have the financing you need yet?

Do you have a dream to fulfill, but you lack the financial means?

Do you have a project that suits you? 

In the course of our lives, it regularly happens that we need financing, whether it is a profitable, professional or private project. 

Our financing platform helps you find the right credit to finance your project. Milenia can help you with all your financing procedures. We offer flexible loans, from CHF 3,000 to CHF 400,000, with terms from 6 to 120 months, depending on your needs and expectations.

Here are some examples of the type of financing you may need:

 

Home Loan 

Do you want to undertake work on your home or finance your move?

When a move is being prepared and you need new furniture, it is true that this represents certain expenses, which are not always accessible. 

Maybe you want to furnish your home, decorate your home or build a swimming pool in your garden.

We can also finance rental guarantees in the event of a move to a new home. 

If you are looking for more information about loans for real estate purchases, this article is available.

 

Vehicle Credit

Maybe you want to buy a new vehicle, whether it's a car, a motorcycle or another recreational vehicle, such as a motorhome, but you prefer credit to leasing.

Indeed, when you acquire a vehicle financed by a personal loan, the vehicle belongs to you, unlike leasing. 

If you are hesitating between buying a vehicle through credit or leasing and would like to learn more about the advantages and disadvantages of credit and leasing, we invite you to consult this article.

For more information, do not hesitate to contact us or make a request on our website. 

 

Family & Wedding Credit

When a happy event is expected, it is important to plan ahead. Maybe you need to move in a new room for your unborn baby, or equip yourself accordingly with a new vehicle.

Are you engaged and want to treat yourself to a wedding with your other half? 

A wedding is also an important event in your life, and depending on how you want to organize it, it is possible that the costs can be high.

Indeed, between the guests, the rental of the venue, the banquet, the decorations, the wedding rings and the clothes, the budget increases rapidly.

 

Training Credit

Maybe you want to fund a private school for your children to give them the best education possible? There are plenty of schools and private training courses that are quite accessible

Even when you are an employee, there is nothing to prevent you from wanting to go back to training or redo a diploma. This can allow you to enrich your CV and career, and gain experience.

These and other types of private schools often come at a cost.

For example, our partner  "Ecole Agapê" is a school of naturopathy and natural care offering various training courses in the field, such as a federal diploma, various modular training courses or à la carte courses.

We work with this school to help finance training and diplomas and thus allow you to acquire a new experience while keeping your monthly budget stable. 

Milenia analyzes your budget in order to offer you monthly payments adapted to it. 

 

Tax Credit and Overdue Bills

It's common in an individual's life, whether you're affected by overdue taxes, or other types of unpaid bills.

As long as these bills and debts are not in pursuit, nor in an order to pay or act of default of property, Milenia can help you repay your debts in order to be up to date again, while paying a single monthly payment. 

It is important that these debts are not yet in pursuit in order to be able to obtain credit. If not, our Solvency department may be able to help you clean up your credit registers.

If you would like more information about Solvency and debt restructuring or cleaning up negative creditworthiness data, this article may be of interest to you. 

 

Medical Expense Credit

Most medical care is reimbursed by basic health insurance (LAMAL) or supplementary insurance. 

However, some expenses are not reimbursed by insurance, such as dental expenses, can be very high if you do not have dental insurance and it is not an accident. 

Cosmetic surgeries are also not reimbursed by health insurance of course, however, if you think that surgery is necessary for a medical cause, do not hesitate to contact your insurance and inquire about the reimbursement of operations. 

If not, Milenia can help you finance this type of consultation, with a loan repayable in 6 to 120 months. 

 

Travel Credit 

Maybe you want to go abroad, to learn a new language, or simply for the pleasure of visiting and discovering new cultures.

The cost of a trip varies depending on what you want there. For example, if you want to minimize costs as much as possible, see if B&Bs are available and find out about the most advantageous travel offers. 

We also fund these various projects, such as language trips, gap years abroad, and leisure trips.

Our offers are flexible to match your demand and your monthly budget. 

 

Recreation & Sports Credit

There are many ways to thrive outside of your workplace. Maybe you already have a passion, and you want to finance equipment to improve your skills or devote yourself to your hobby.

You may want to discover a new hobby or sport. 

If you are an athlete and you want to buy a fitness membership, transform a room in your home into an exercise room or acquire weight / fitness equipment, do not hesitate to ask about the cost of these steps. 

We can also help you finance all types of leisure activities thanks to our flexible offers adapted to your situation and needs. 

 

Why choose Milenia?

Thanks to our experience in the field and our agreements with the largest funding institutions, here is an idea of what we can offer you:

 

  • Amounts from CHF 3,000 to CHF 400,000
  • A rate starting at 4%
  • Flexible terms, up to 120 months
  • Response in less than 24 hours
  • Advisors at your disposal 

 

We will be happy to help you with your projects. 

Do not hesitate to contact us on 021 620 60 00, or to make a request on our website.

 

 

 



Loan illustration: loan of CHF 10'000. Effective annual interests rates between 4.9% and 11.95% over a 12 month period lead to total interests of between CHF 261.80 and CHF 624.80. Duration: 6-120 months; Maximum annual interest rate (including all loan handling costs) 11.95%. Loans approval are prohibited if they lead to excess debt for the consumer. (Art. 3 LCD)

 

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