18.11.2024
2025: A promising year for your portfolio?
Inflation, your mortgage rate, your health premiums... These are all factors that will determine your purchasing power in 2025.
06.11.2024
Well-being at work.
Your well-being matters. In the professional world, certain initiatives can make a difference.
23.10.2024
Artificial intelligence: Friend or foe?
AI is already part of our daily lives. Is it a tool that serves us or does it pose a risk?
10.10.2024
The U.S. Presidential Election: What Does It Take to Be a Good Leader?
No one knows whether Harris or Trump will reside in the White House next January. What qualities do you need to succeed?
25.09.2024
Our consumption habits are changing: Streaming platforms.
A revolution has been underway for several years. More and more, streaming platforms are flooding the market and changing our audiovisual consumption habits.
21.08.2024
Navigate the world of credit with confidence: Avoid the pitfalls of misleading offers!
Scams, unexpected costs, abusive conditions... We explain how to choose the right partner for your loan.
06.08.2024
Are you a tenant? Your rights at a glance.
As a tenant, you have a range of rights and obligations. Let's go through them together.
24.07.2024
Milenia, Olympic Champion of your credit!
Speed, team spirit, excellence, experience... These are all qualities necessary to offer you credit worthy of a champion!
10.07.2024
What are the risks in the event of an unpaid loan?
Not repaying your monthly loan payments is fraught with consequences. The key word is "anticipation".
25.06.2024
Euro 2024: the ideal stage to launch your projects.
Football is good, but what about your personal projects this summer? Do you need a helping hand to make them happen?
12.06.2024
Open Banking: A revolution for your personal loan application
Open banking allows us to better serve you in your credit application. But what exactly is it?
29.05.2024
Innovative Startups: Opportunities or Threats for Traditional Companies?
Startup, Scaleup, Unicorn... Terms often used today to talk about these companies that are revolutionizing our consumption methods.
14.05.2024
What banks check first when applying for a loan
Before validating your credit, banks follow a rigorous process of verifying your data. Here's how.
30.04.2024
Am I obliged to complete a medical questionnaire for my health coverage?
Basic and supplementary insurance. When do I need to provide my medical information?
06.02.2024
Years go by, but the topic of interest rates remains topical. What about in 2024?
We take a look at the issue of rates for consumer credit and your mortgage.
12.12.2023
Inflation in Switzerland. We are all impacted.
Rising prices are affecting the global economy. Switzerland is no exception. What does this mean for us?
28.11.2023
A new data protection law further protects citizens in Switzerland.
The use of your data for commercial purposes is only increasing. The nFADP adapts and evolves to regulate these practices in order to better protect your interests.
17.10.2023
The right credit to satisfy a new generation of young customers.
The demand for financing services has changed, the generation of the last 20-30 years has new expectations and we have had to adapt to stay in the game. The economic world has also evolved thanks to new technological tools and the adoption of new laws that better protect the borrower and regulate t
19.09.2023
The motorway vignette: launch of the digital solution!
Every year we fight with the take-off of the old vignette and the gluing of the new one. Those days are over! Long live the e-vignette!
04.09.2023
A snapshot of the Swiss labor market.
Inflation, the war in Ukraine, the heat wave... These are all subjects that deserve our attention. What about the job market in these turbulent times?
22.08.2023
A strong Swiss franc and falling property prices abroad. An opportunity to invest?
The figures show two undisputed trends: the euro is falling, the franc is strong and property prices in France have stagnated or even fallen in recent months. By doing the right math and opting for a loan, the conditions seem to be right to get a good deal.
08.08.2023
Your health comes at a price!
In life, there are many unforeseen events and not everything can be anticipated. In times of need, credit can be a quick and easy solution to meet your healthcare costs.
04.04.2023
When a Silicon Valley bank topples Credit Suisse.
From a Californian crisis in Zürich. How did we get here?
20.02.2023
The skills needed to be a credit counsellor.
The job of a credit counsellor requires a range of skills. Thanks to these, your customers benefit from sound advice when they take out a personal loan.
10.01.2023
Which financial institutions grant loans? What choice should you make? We go through the options menu with you.
There are many financial institutions that offer financing solutions. We explain the differences and how to choose the right offer.
29.11.2022
Choose your health insurance. What are the criteria? What are the opportunities?
It's not so easy to navigate between the offers offered by the various insurances. We guide you through the legal framework and the options that allow you to pay less for the same quality of care.
15.11.2022
Black Friday, Cyber Monday, Single Day... There are days when it's better to hide your wallet!
Created in the United States, Black Friday has slowly but surely become a reference for shopping enthusiasts around the world. Decryption.
20.09.2022
Power outage this winter: how to use it.
An electricity shortage is a possible scenario this winter in Switzerland. What anticipatory measures should be taken and what should be done if this scenario materializes? Here are our tips and advice.
23.08.2022
You can't get a personal loan in Switzerland. Foreigners as an alternative? It's not the right question to ask yourself and we'll explain why.
When you get a rejection on a credit application, it can be frustrating. It could be that your project is blocked or that you can't get out of debt... Is applying for a loan in France for example or online on a foreign platform a solution? No. First, you need to ask yourself the right questions.
09.08.2022
How do I borrow money in Switzerland?
Depending on the type of purchase, there are various solutions available to you. From the simple procedure with a loved one to the signing of a credit agreement, let's review the different options as well as their advantages and disadvantages.
27.07.2022
Cut back on your expenses and save money. Here are our tips!
Think of your expenses in the form of a bonsai tree, a hedge or a plane tree. The better your size, the better your budget is controlled. Here are some tips.
20.07.2022
War and purchasing power do not mix.
The invasion of Ukraine is a human tragedy for local populations. Far and near, the conflict is also causing significant tensions on price volatility and purchasing power in Europe. Switzerland is no exception to the rule.
07.06.2022
From ISR to QR Code. All the answers to your questions.
Resistant to change? Hang in there because paying by QR will shake up your routine. For the better!
09.05.2022
Interview with Dominique Loparco: When enthusiasm and perseverance overcome the effects of an invisible disability.
A touching and sincere interview with our colleague Dominique, who was struck down by an extremely rare disease and who, by dint of tenacity and the support of his loved ones, was able to rise above the constraints imposed by his disability.
28.03.2022
Fraudulent acts and organized financial scams. Is your bank affected? And you?
We shed light on the various illegal practices that threaten Swiss financial institutions. Be careful, you are concerned too.
14.03.2022
The 2022 version of paternity leave. Happy reading dear dads!
The essentials of useful information to know what you are entitled to as a new dad!
14.02.2022
Our consumption habits have changed during the pandemic. How and what are the implications for the service sector?
Some speak of a revolution in the way we think about our purchases; Others believe that it is simply an acceleration of an already established trend. What is it really like? What are the consequences?
07.02.2022
Data Protection. What's changing in 2022?
A new law will come into force in 2022. It aims to further protect your sensitive data. We'll explain what's going to change.
24.01.2022
Your online purchases. Our tips for a secure transaction.
Nothing could be simpler than completing a purchase on an online platform. It's convenient and fast. Be careful, however, to take the necessary precautions to avoid the nightmare.
10.01.2022
Technology at the service of the user experience.
As a financing platform, Milenia works every day to continuously improve your user experience. Technology is an essential part of this dynamic.
27.12.2021
Happy Holidays, Happy New Year and thank you!
After a record-breaking year for Milenia, we want to turn to the essential: you. The whole team wishes you wonderful family holidays and thanks you for the trust you have shown!
13.12.2021
Your Christmas shopping. 5 good reasons to plan.
The end-of-year festivities are an opportunity to celebrate, celebrate and share. However, buying gifts is not necessarily a moment appreciated by everyone. We advise you to plan in advance.
16.11.2021
Debit cards. Mr. Price negotiated a reduction in the cost of use in favor of merchants. Here are the reasons for this agreement.
Launched in response to the impact of the Coronavirus on online shopping, debit cards were quickly criticized for the rates applied to merchants offering this payment solution to their customers. An agreement with the suppliers was recently reached.
05.10.2021
Take out a cryptocurrency loan. Pros and cons.
Pledge your cryptocurrency wallet to get a loan. This is possible today. Potentially interesting? Risky? Let us explain.
26.09.2021
The firm lebonpilier.ch: your risk analyst for your pension provision.
Retirement is an important topic in view of the reforms that the Confederation wants to put in place. We present you with lebonpilier.ch who will advise you wisely on the solution that best suits you.
19.09.2021
Public finances and the Coronavirus do not mix.
Covid-19 has undeniably had an impact on public finances. How high, what are the consequences and how can we return to a balanced budget?
15.09.2021
Solvable: The solution to your debt
Solvable is one of Milenia's trusted partners. We are pleased to introduce you to this company that has become a reference in terms of debt reduction.
14.07.2021
Everything you need to know about online identification and your digital signature.
Online identification... Between video chat, digital signature, security and credit... It's not easy to find your way around. Let us explain.
31.05.2021
The effects of the Coronavirus on the economy in Switzerland. And what about your projects?
Here is an overview of the economic trends related to the Coronavirus, savings and the state of your personal projects.
05.05.2021
bob finance & PostFinance join forces in private lending: we explain
The two institutions are now partners in the provision of private loans. Let's take a closer look at the players in this partnership and the proposed conditions.
29.04.2021
The pandemic and private credit did not mix well in 2020. And yet...
According to Michael Kuhn of Comparis, demand for private credit fell as soon as the first semi-lockdown began. But is this the case for all players? And what are the forecasts following the announced relaxations?
16.04.2021
Electronic identity: a blessing in disguise?
Electronic identity (eID) is a hot topic in Switzerland. It would allow for online identification and would be useful for making purchases or obtaining services.
31.03.2021
Tax evasion is costly for the Confederation. And yet...
Every year, Switzerland loses more than CHF 5 billion to tax evasion. The reverse is also true.
06.02.2021
The Merulla agency. The tailor-made insurance consultancy.
Whether you are a private individual or a company, you can count on the sound advice and experience of a multidisciplinary team for all your insurance and tax files. Meet Merulla, Milenia's partner agency.
14.12.2020
1000 flavours, your online delicatessen
1000saveurs.ch is a small team of passionate foodies from Iran, Switzerland and Italy. Their goal is to make you discover and share the flavors of the best products from these three countries but also from all over the world.
11.12.2020
Alleged fraud on hundreds of loans during COVID
More than 600 criminal complaints have been filed against beneficiaries of federal aid in Switzerland. However, these disturbing cases are in the minority.
03.12.2020
Le what is cashback?
Lately, more and more credit card providers are offering Cashback. Is it as revolutionary as it is claimed?
26.11.2020
Unemployment rises in Switzerland due to Covid
Partly due to COVID-19, the number of unemployed in Switzerland has increased by 51.8% year-on-year, according to the latest figures from SECO.
30.10.2020
QR-bill - A new way to pay your bills
As the years go by, banks and financial institutions are innovating to make paying bills easier and more reliable. Let's find out what the future holds for its new payment technologies.
06.07.2020
Is debt a taboo in Switzerland?
Talking about a subject like money and money is still a taboo subject in Switzerland. Many people simply don't dare to talk about it because of the general situation in our country and the way others look at it. Here are some tips on how to approach the subject and our solutions.
19.06.2020
Personal bankruptcy
In Switzerland, there is an option for indebted individuals and companies, called bankruptcy. However, there are a few specific conditions that must be met in order to use it. In this article, we go into detail about this option, its advantages and disadvantages.
08.03.2020
Coronavirus: The Economic Consequences
The coronavirus epidemic continues to spread in Switzerland and around the world. In addition to the health and safety issues it causes, the virus also has significant economic impacts. We take stock in our article
02.08.2019
Health insurance, the 2nd leading cause of debt in Switzerland.
According to several recent statistics, people in financial difficulty in Switzerland first forego paying their taxes and then their health insurance.
According to studies conducted in 2015, nearly 60% of indebted households were indebted largely because of health insurance.
Loan illustration: loan of CHF 10'000. Effective annual interests rates between 4.9% and 11.95% over a 12 month period lead to total interests of between CHF 261.80 and CHF 624.80. Duration: 6-120 months; Maximum annual interest rate (including all loan handling costs) 11.95%. Loans approval are prohibited if they lead to excess debt for the consumer. (Art. 3 LCD)