Loan illustration: loan of CHF 10'000. Effective annual interests rates between 4.9% and 9.95% over a 12 month period lead to total interests of between CHF 264.20 and CHF 523.40. Duration: 6-120 months; Maximum annual interest rate (including all loan handling costs) 9.95%. Loans approval are prohibited if they lead to excess debt for the consumer. (Art. 3 LCD)