Paperwork... No one wants to spend time on it. That's why we offer you a quick and simple method to put together your file. Without compromising on quality, which is a guarantee of obtaining your credit.
What is a credit report?
In short, it is the assurance of maximizing your chances of having a responsible loan, in line with your means, respectful of your reality and allowing you to carry out your project.
In a more technical way, it is an assembly of all the documents necessary for the smooth running of the decision-making process. Applying for credit is the responsibility of all parties involved. Yours, that of the lender and that of the financing platform that offers you the best offer on the market.
It may seem a bit cumbersome, but thanks to technology, the preparation of your file can be done quickly and easily.
OK, but who takes care of it?
First, you need to apply online. In just a few clicks, it is easy to write down the desired amount, the imagined duration of the repayment and provide some personal information.
Your assigned advisor will then take over and contact you for more information. They will provide you with the best deal that fits your needs and they will answer any questions you may have.
Yes, but my file, the documents?
We were talking about when to contact your advisor. As soon as this interview is conducted, you will be informed directly and automatically of any missing documents in your file.
You will have the possibility, literally with the gesture of a finger, to view the missing document, take a photo of it and virtually deposit it in your file.
By choosing the right financing platform, building your credit report is easy. Stress-free and professional.
A few basic rules
Let's take this opportunity to identify some key elements that should be included in your file:
You must be of legal age and a Swiss resident.
You will need to send a copy of your ID or B/C licence.
Salary slips or pension certificates will be requested.
Other documents in your file will certainly be required. That's why a partner like Milenia is valuable:
- Your personal advisor will accompany you and find you the best deal.
- Depending on the specificity of your personal situation, Milenia adapts and works to find the most advantageous solution.
- As soon as your application is submitted, the platform ensures that your file is complete.
- Included in the service is the ability to easily deposit any missing documents in your virtual file.
- Upon acceptance of your application, your advisor will send you your credit agreement.
That's it. You are now able to carry out your project.
In addition to the documents mentioned above, a credit analysis will be carried out. Again, you don't have to do anything. Your advisor has access to the information hubs containing the history of prosecutions and your credit score.
The cost for these services? CHF 0. That's what ease is all about. Reputable financing platforms do not charge anything for the submission of your application, the analysis of your file and... You are not at any time involved in this process. Isn't life beautiful?
Let's go, how do I do it?
Everything is clearly and simply stated on Milenia's website. Find out how to submit your application in just a few clicks, read our customers' testimonials, browse the blog for more information or directly enter the desired amount and expected duration to view your monthly payments.
Prefer to talk to your advisor directly? Of course, this is possible. Phone, WhatsApp or email... Choose your preference and we will be happy to explain it all to you in person!