30.06.2025
Personal loan for beneficiaries of AVS/AI pensions : Everything you need to know
Do you receive an AHV or IV pension and would like to obtain a personal loan? Find out about the conditions, interest rates and steps to follow to maximize your chances of getting a loan in Switzerland.
05.03.2024
How much does your loan cost?
Repayment of the loan, payment of interest... We explain your payment plan to see the total cost.
19.02.2024
A first in Switzerland: your 100% digital loan!
For the first time, live the experience of a fully digitized online loan, from the submission of your application to the signing of the contract and the payment of your money.
26.06.2023
Consumer credit. Mistrust or trust?
Credit can be scary. Let's separate the truth from the falsehood.
13.06.2023
Your credit. Frequently Asked Questions.
Applying for a loan brings its share of questions. Our team has the answers.
31.05.2023
Your credit. Made in Switzerland.
Let's take a look at the specificities of credit in Switzerland and an overview of borrowing and payment practices in Europe.
07.03.2023
How do you calculate your borrowing capacity?
Your borrowing capacity is intrinsically linked to a maximum debt ratio. Let us explain.
23.01.2023
Take out a loan. When, why, how?
Whatever your project, a personal loan can be the solution. Sometimes misperceived, this form of financing is nevertheless fast, secure and flexible.
12.12.2022
Rising interest rates. Roller coaster in sight!
What is the origin of the rise in interest rates? What does this mean for you? Decryption.
17.10.2022
Price inflation. Inflation of your credit too?
The economic world has been experiencing severe turbulence for some time. The Covid crisis, the supply chain that is still struggling, a war, soaring prices... How does this impact your credits?
05.09.2022
Scams to avoid when taking out a loan.
Cases of fraud, false invoices, unjustified expenses... Illegal acts in the personal loan industry are legion but preventable.
27.04.2022
Do you need a personal loan? What guarantees will need to be provided?
You may not have the collateral you need to obtain consumer credit. Is this really a concern? How to do it?
01.03.2022
How to buy or refinance your loan and benefit from better terms.
Are you hesitating to pay off your credit? Would you like to transfer your loan to another bank? It's possible and it can be to your advantage if you do it right and on time.
20.01.2022
Direct store credit or consumer credit? There's no photo!
Beware of the so-called advantageous offers of some major brands. Often, a simple consumer loan is more reasonable, more flexible and much cheaper.
17.01.2022
Compare credit offers. It has to be prepared, it has to be done calmly and it has to make sense.
When it comes to your money and a contractual commitment, there's no need to rush. Here are some tips to help you make the right choice.
05.12.2021
Apply for credit. Myths and reality.
Credit sometimes gets a bad rap. Between myths and realities, let's take the time to analyze things objectively.
14.08.2021
Takeover of your credit. Pros and cons.
Restructure your debt by transferring your credit to another bank; It's possible. We explain why, how and what to avoid.
08.08.2021
The new debit cards. Freedom for some, excessive cost for others.
Whether you are a large company, an SME or a simple consumer, the impact of the pricing policy related to the new debit cards is a matter of debate. Let us explain.
26.07.2021
Unscrupulous credit providers. How can they be avoided? Let us explain.
Hidden fees, scams, dubious promises, theft; How to find the right partners in a market that includes malicious vendors.
05.07.2021
What happens after you submit your credit application? Let us explain.
As is often the case when it comes to money, the question of trust arises. How do you ensure that all parties involved are on board? Let us explain.
28.06.2021
Your credit application. How to set up your file simply and easily.
Paperwork... No one wants to spend time on it. That's why we offer you a quick and simple method to put together your file. Without compromising on quality, which is a guarantee of obtaining your credit.
21.06.2021
Your credit. Everything you need to know.
Personal credit, consumer credit, personal credit... Sometimes it's hard to tell the difference. Let us explain.
08.06.2021
A personalized service for the financing of your projects. More than just words, deeds!
All companies promise a personalized experience. Few succeed. Between promises and deeds, Milenia has clearly made her choice.
06.04.2021
Each project has its own credit.
Your life is made up of opportunities and projects. Financing these can sometimes be tedious. How can you achieve your ambitions in a simple, fast and transparent way? Let's take a look at who credit is an ideal solution for!
17.09.2020
Crédit refused? What should I do?
You may have applied for credit and been denied. What are the reasons for this and how to get it?
20.11.2019
Make a loan for a personal project
Find out how to secure a loan for a personal project and achieve your goals effectively.Loan illustration: loan of CHF 10'000. Effective annual interests rates between 4.9% and 10.95% over a 12 month period lead to total interests of between CHF 261.80 and CHF 615.20. Duration: 6-120 months; Maximum annual interest rate (including all loan handling costs) 10.95%. Loans approval are prohibited if they lead to excess debt for the consumer. (Art. 3 LCD)