Your cross-border loan request
Need a loan and you hold a G permit? Go for Milenia. It’s easy and quick.
Your cross-border loan, in a few simple clicks.
Hand in your loan request online and receive your money quickly and safely on your bank account.
Simple
You won’t stay stuck at customs!
No waiting, no queueing, your credit application is completed in no time.
Efficient
No heavy paperwork. It’s all seamless.
We make your life easy.
Flexible
Whether you are a cross-border worker or not, your credit access rights are straightforward.
Milenia, is:
630'362'140
CHF funded
22749
contracts proposed
and finalized
98%
of customers recommend
us on Proven Expert
The steps involved in your application
1
Analysis of your loan request
2
Same-day telephone contact
3
Offer within 24h after document review
4
Money transfert to your account
What people say about us
More information on loans for cross-border workers
Being a cross-border worker is not always easy. You need to navigate between country regulations and understand what’s what when it comes to money, taxes and loans. So choose transparency and simplicity by going for the Milenia solutions. We’ll explain everything without cutting corners.
I hold a G permit. Can I take out a loan in Switzerland ?
If you have been working for at least 3 years in Switzerland, then yes. You can take out a loan.
Do I need to live in a recognized cross-border area ?
Wherever you live, if you work in Switzerland, you can apply for a loan.
I am Swiss but live abroad. I do work in Switzerland though. Do the same rules apply to me ?
Yes, the rules are identical to those applied for G Permit holders.
Do I need to have a bank account in Switzerland ?
Yes, the lender will transfer your funds to a Swiss bank account only.
I hold a G Permit, I have worked for over 3 years in Switzerland and I have a Swiss bank account. What documents do I need to share ?
A front and back copy of your G Permit whose validity has reached at least 4 years
A copy of your last 3 salary slips
A copy of your electricity bill or phone bill (this allows us to validate an address abroad)
A copy of your last 3 bank statements (for both your Swiss and foreign accounts if you have both)
Special cases ?
If you are flagged at the National Bank or under banking prohibition, your credit application will be denied.
What are the rates applied ?
Generally speaking, they vary between 7.9% and 11.9%.
Amounts loaned vary between CHF 3'000 à CHF 400'000, and payment durations are between 6 to 84 months.
Our credit tip
Trust only recognized experts known for their know-how and experience. Go for a team of people whose mission is to offer you the best rates and the best solution tailored to your needs. Choose transparency and flexibility.
Our drive for excellence remains the same: simplicity, flexibility, reactivity and building trust!
Loan illustration: loan of CHF 10'000. Effective annual interests rates between 4.9% and 10.95% over a 12 month period lead to total interests of between CHF 261.80 and CHF 615.20. Duration: 6-120 months; Maximum annual interest rate (including all loan handling costs) 10.95%. Loans approval are prohibited if they lead to excess debt for the consumer. (Art. 3 LCD)