17.05.2023

Milenia is recognized as a Best Workplace©!

2 certifications in a row for Milenia in Great Place To Work, plus we are improving our score. The icing on the cake is that we are considered the Best Workplace© in Switzerland!

 

The key is the team!

The life of a company is never a smooth ride. 

Since the launch of Milenia, our financing platform has become a benchmark in the world of credit and has exceeded all expectations. 

However, the true passion of Milenia's managers does not necessarily lie in growth that defies all odds... 

Certainly endowed with an entrepreneurial spirit and a firm will to achieve objectives, which inspires these leaders above all... it's their team.

After all, consumer credit is simply a service offered; A service that must be of high quality and personalized, but a simple service after all. 

What makes your project a reality is the trust you give us. This is forged by our listening and attention to your needs and your personal situation.  

It is therefore a fundamentally human approach that we offer, an approach rooted in a team spirit, a spirit endowed with solidarity, mutual aid and collaboration. That's what Milenia's success is all about.

 

The heart is the human being!

At the centre of the team are the individuals handling credit files. 

A set of individuals working professionally to maximize your chances of having your personal loan validated. So, your project, whether it's real estate, the purchase of a vehicle, a trip, a wedding, studies... can be realized.

However, just like the individualities within Milenia, your project is unique and personal. 

Every financial situation is different, every customer has exclusive values and expectations; The human factor is therefore at the heart of our approach.

For this to work, the individualities within our team must be respected and valued. 

Equal opportunities, respect for differences, fairness in career management... these principles are respected and recognized by the team as part of the Best Workplace© survey. 

94% of respondents respond positively to these topics and we are proud of that.

 

Great place ! Best place!

Every year, selected Swiss companies are recognized as Best Workplaces©. The list is limited in number and the criteria are strict.

A trust index established by the accreditor is used to list the best students, the companies where there is real trust between the members of the team and the management.

It is therefore not just a question of resources made available or efficient tools, but of a real collaborative state of mind based on recognition, trust and respect.

These core values are scrutinized in the study conducted within the participating companies. 

Only organizations with a high score in this area can claim to be part of a shortlist of Best Workplaces©.

Milenia is now one of them! Thank you to our teams, thank you to those who make it all possible.  

 

The most important thing is communication!

Of course, we can always do better.

Whether it's the principle of management accessibility that has seen a notable progression between 2021 and 2022 or improving the trust felt by team members over the same period;  As long as satisfaction does not reach 100%, we must redouble our efforts.

After all, we may have a score of 100% in terms of resources and tools made available to our employees and an overall result of 88%; If there is one area that can still be improved, it is that of communication.

With this in mind, the results are shared transparently with the team and everyone is free to express their opinions and propose solutions. 

This is also an environment that supports the principles of trust and collaboration. Milenia is a Best Workplace© for a reason!

 

Our reason to try our best… Is you!

Well-being in the workplace cannot be forced. It is the result of an organic approach, something that is built naturally because the ingredients for internal and external growth are present. 

Above all, a clearly identifiable set of values leads the team towards a  simple and easy-to-follow approach for the client. This approach is responsible in the management of loan files, clear in the proposed conditions and virtuous in the human relationship between Milenia and the borrower. 

After all, you're all about us! Your trust inspires us to always do better. 

 

Do better, always!

How can you be more satisfied?

Do we have the best rates on the market? Yes. 

Do we have the largest network of banking partners for a financing platform? Yes. 

Absolute compliance with the rules of the law on consumer credit? Yes.

Is your application process continuing to be simplified? Yes.

A response within 24 hours? Yes.

But what else?

Our lives are littered with unexpected events. We are at your side for the financing of your projects when you lack certain funds. But that's not all...

If you are looking for a solution that will allow you to avoid a lack of income in the event of unemployment, we can help you.

If you would like to benefit from a credit card without paying an annual fee, we can offer you one.

If you want to clean up your data on information centres such as ZEK or CRIF, we have the expertise and access to do so as well.

All these services have one thing in common, our team. 

This is the team that has your personal advisor, the person who will be able to understand your personal situation and advise you with kindness and professionalism.

 

Let's move forward, together!

Flexibility, flexibility and maintaining a family spirit in an environment where Milenia is experiencing continuous development and growth.

We cannot rest on our laurels. 

The world we live in is undergoing profound changes; Social uncertainties, financial crises and wars are unfortunately part of our daily lives. 

In this environment, which can sometimes be anxiety-provoking, Milenia will continue to carry its values loud and clear and is committed to maintaining the quality of the employee experience while demonstrating a desire to progress and improve.

However, your plans don't wait. 

Visit our website, simulate your loan, learn about the conditions and browse the reviews of our valued customers.

Would you like a direct, free and non-binding exchange with your personal advisor? It couldn't be simpler. 

Contact us in writing, by phone or come and visit us.

Let's discuss your project, your financial capacity and your expectations. 

This is done transparently, confidently and without costing you a franc. 

You deserve tailor-made products and that's what Milenia offers you by entrusting us with your credit report. 

Benefit from sound advice, support for your credit report and all this, in a fundamentally human and caring approach.

We look forward to meeting you!

 

 

 



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ompare credit offers. It has to be prepared, it has to be done calmly and it has to make sense.

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What exactly are we talking about?

When you want to finance a project, there are various solutions available to you. Credit is a relatively simple financing tool, quick to execute and with a light administrative burden.

For further clarification, a credit is also called consumer credit, personal loan, loan, private loan, etc. This is a loan of a sum of money by a creditor to you, the debtor. The amount in question must be reimbursed within a time limit agreed between the parties. An interest rate is calculated in addition to the principal to be repaid in order to remunerate the services of the creditor, a bank in most cases.

As this is a form of financing that does not require a down payment or guarantee, the rate applied varies according to the amount borrowed, the quality of your file and the repayment period.

Financing platforms such as Milenia are used to offer the best rates on the market and to support you in your efforts. You don't pay anything for this service; The remuneration of these platforms is ensured within the framework of the agreements with the partner banks.

 

Before you compare, ask yourself two questions.

Is credit the right solution for my project?

Am I eligible?

The first question has the merit of judging the relevance and usefulness of your approach. As a responsible service provider, we put your interests at the heart of our attention. Over-indebtedness must be avoided at all costs and your loan must bring real added value and not represent a debt that is difficult to overcome.

Can your project be scaled back? Does your cash flow simply allow you to avoid taking out a loan? Is it the right time?

These are all useful questions that allow you to judge whether or not you need to move forward.

The second question is also important.

Your advisor will be able to support you in this reflection, but you can already eliminate some doubts:

Am I domiciled in Switzerland? If not, you will not be eligible.

Am I of legal age? If not, you will not be eligible.

Am I involved in an action filed in the debt collection? If this is the case, you will not be eligible.

 

One egg, one basket.

If you want to continue with a credit application, don't rush!

Above all, do not file multiple applications with different providers or banks.

Each request is logged and will block your access to a favorable response.

Compare, choose your financial partner wisely and, if the conditions are met, draw up your file with them.

To make a fair choice, take advantage of the service offered by a financing platform. It's online and it's easy.

 

Compare what, exactly?

The quality, the network, the accessibility and, of course, the conditions.

By quality, we mean the clarity of the information provided and the transparency of the platform. 

Are there testimonials from satisfied customers? Is there an independent quality body involved, such as Proven Expert? Is the team running the company clearly displayed? Is the company based in Switzerland?

As far as  the network is concerned, the quality and scope of the network will determine the quality of the offers offered to you. Check the partners page or search for published articles or the platform's blog if it exists. 

It is preferable to do business with a major player in the market that has serious, even exclusive, partnerships with recognized banks.

Accessibility. An online solution is often less time-consuming and just as relevant as if you went to an agency. However, it will be necessary to speak with an expert, go through your file in person and have live advice. 

Be sure that you will be able to access this service.

Lately, the conditions. The rates displayed on the various platforms are often similar. There are criteria to be met, however, and these often make the difference.

First of all, the process until you sign the loan agreement must be completely free of charge! Whether you visit a credit comparison platform or a financing platform, run away if you are asked for a single franc for so-called administrative or processing costs.

Secondly, do not sign anything when you are in a comparative or information-seeking process. Your file must first be well completed and analysed and it is only when you make a credit proposal following the acceptance of your application that you will have the opportunity to sign or not.

Finally, a 0.10% lower rate does not necessarily mean a good deal. All of this must be considered. The quality of your relationship with your advisor, the seriousness shown when drawing up your request, the choice of partners... Confidence and peace of mind knowing that you are in good hands is far more important than a tiny spread in the rate offered.

 

Do you have any questions?

We invite you to inquire via Milenia. You will have the opportunity to simulate your credit, learn about our solutions, get to know our team, ask your questions, browse through our customer testimonials and discover our articles on our blog.

Take your time, compare and when your choice is made, we will be at your side to carry out your project. Under the right conditions, with confidence and transparency.

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Loan illustration: loan of CHF 10'000. Effective annual interests rates between 4.9% and 10.95% over a 12 month period lead to total interests of between CHF 261.80 and CHF 615.20. Duration: 6-120 months; Maximum annual interest rate (including all loan handling costs) 10.95%. Loans approval are prohibited if they lead to excess debt for the consumer. (Art. 3 LCD)

 

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